TBC
TBC
AF Capital Private Credit Fund I established in 2018 provides investors with exposure to a diversified portfolio of predominantly short-term, first-ranking mortgages on land, residential, lifestyle and commercial properties.
Wholesale investors who do not require access to their funds on demand, who are seeking medium-to-long-term investments with fixed income style returns and low volatility as part of their wider investment portfolio.
AF Capital Private Credit Fund II established in 2025 provides investors with exposure to a diversified portfolio of predominantly short-term residential and commercial property development loans secured by first-ranking mortgages.
Wholesale investors who do not require access to their funds on demand, who are seeking medium-to-long-term investments with fixed income style returns and low volatility as part of their wider investment portfolio.
New mortgage originations in New Zealand consistently generate $85 billion to $95 billion per year. Traditional banks focus primarily on standard applicants, leaving around 8% or $7 billion annually requiring specialist, non-bank financing.
Because these non-bank loans are predominantly short duration, capital recycles rapidly, creating a continuous pipeline for attractive risk-adjusted returns for investors.
Direct access to one of New Zealand’s largest specialist lending pipelines, sourced through brokers, advisers and direct borrower channels.
Every loan is assessed in-house against Avanti’s credit criteria, including valuation, serviceability and exit strategy.
End-to-end loan administration, collections and active portfolio monitoring.
Funding and liquidity management that enables the Funds to access eligible loans across the Avanti platform.
Dedicated legal, compliance and risk oversight supporting the Funds and their ongoing management.
AFML is wholly owned by Avanti Finance. As General Partner, the AFML Board provides independent fiduciary oversight of the Funds.
An integrated, structured investment approach supports scalable capital deployment and robust risk management.



